Smart calculators for Malaysians

Estimate salary deductions, car loans, road tax, home loans, electricity bills, SST and more — all in one simple place.

Smart money tools

AI Receipt Checker · Debt Payoff Planner · Rent vs Buy · Tax Relief Finder

All (26)Salary & Tax (7)Savings & Investment (5)Loans & Debt (5)Car & Transport (3)Property & Home (6)Bills & Utilities (1)Business (1)

Property & Home

Home Loan Calculator Malaysia

Estimate your monthly home loan payment using reducing balance.

Open calculator→

Property & Home

Stamp Duty Calculator Malaysia

Calculate stamp duty on property purchase (MOT) and loan agreement in Malaysia.

Open calculator→

Property & Home

RPGT Calculator Malaysia

Calculate your Real Property Gains Tax (RPGT / CKHT) when selling property in Malaysia under the latest LHDN rules.

Open calculator→

Property & Home

Home Loan Affordability Calculator Malaysia

Find out how much home loan you can get in Malaysia. Calculate your DSR, max mortgage, and max property price using BNM guidelines.

Open calculator→

Property & Home

Property Legal Fees & Valuation Calculator

Calculate professional SPA and Loan Agreement legal fees (SRO 2023) and LPPEH valuation fees.

Open calculator→

Property & Home

Rental Yield & Property ROI Calculator

Calculate gross rental yield, net rental yield, monthly cash flows, and Cash-on-Cash ROI for properties.

Open calculator→

KiraSmart provides estimates only. We are independent and not affiliated with LHDN, KWSP, PERKESO, JPJ, TNB, or any Malaysian government agency. Please verify with official sources before making financial decisions.

Disclaimer Privacy Policy