Smart money tools
Decision helpers and assistants that go beyond single calculators — to help you plan your next money move.
Receipt Tax-Relief Checker
Screen a receipt for potential LHDN tax-relief categories and items that need further review.
Open toolDebt Payoff Planner
List your debts and see the fastest, cheapest way to clear them — Snowball vs Avalanche.
Open toolRent vs Buy
Should you rent or buy this property? Compare the real cost over time.
Open toolProperty Decision Pack
Follow the right property-planning order: rent vs buy, affordability, loan, upfront costs, rental yield, and exit tax.
Open toolTax Relief Finder
Answer a few questions to find the LHDN tax reliefs you likely qualify for.
Open toole-Invoice Checker
Do you need to issue LHDN e-Invoices yet? Enter your turnover to see your MyInvois phase and deadline.
Open toolTax Relief Planner
Enter your actual amounts per LHDN relief to see your total, remaining headroom, and tax saved. Pro receipts pre-fill.
Open toolProfessional workflows
Repeatable ways to use KiraSmart with clients
Use calculators and tools in the right order, with clear checks before you share an estimate.
Property agents
Package, affordability and client-ready comparisons
Open workflow →HR teams
Salary, deductions and employee explanations
Open workflow →Insurance advisers
Budget, commitments and scenario conversations
Open workflow →Property decision pack
Run the connected property checks in one workflow
Open workflow →