Smart calculators for Malaysians

Salary Calculator Malaysia

Estimate your monthly take-home pay after EPF, SOCSO, EIS and tax.

Bonus Calculator Malaysia

Estimate your bonus after EPF and tax deductions.

Overtime Pay Calculator Malaysia

Calculate overtime pay for normal days, rest days and public holidays under the Employment Act 1955.

Retrenchment & Termination Benefits Calculator

Estimate your statutory retrenchment/termination compensation (10/15/20 days per year) under the 1980 Regulations.

Car & Transport

Car Loan Calculator Malaysia

Estimate your monthly car loan payment using flat interest rate.

Car & Transport

Road Tax Calculator Malaysia

Estimate your annual road tax for Peninsular private saloon vehicles.

Car & Transport

Monthly Car Ownership Calculator Malaysia

Estimate your total monthly car ownership cost including loan, fuel, insurance and maintenance.

Home Loan Calculator Malaysia

Estimate your monthly home loan payment using reducing balance.

Bills & Utilities

TNB Electricity Bill Estimator Malaysia

Estimate your TNB electricity bill based on kWh usage.

Business

SST Calculator Malaysia

Calculate Sales and Service Tax (SST) for Malaysian businesses.

Loans & Debt

Personal Loan Calculator Malaysia

Calculate your monthly personal loan repayment using reducing balance interest.

Stamp Duty Calculator Malaysia

Calculate stamp duty on property purchase (MOT) and loan agreement in Malaysia.

RPGT Calculator Malaysia

Calculate your Real Property Gains Tax (RPGT / CKHT) when selling property in Malaysia under the latest LHDN rules.

Fixed Deposit Calculator Malaysia

Calculate interest earnings, compound growth, and effective yields for Malaysian fixed deposits.

EPF Dividend & Retirement Projections

Project your KWSP EPF savings, compound dividends, and 3-account splits (Akaun Persaraan, Sejahtera, Fleksibel) up to retirement.

Home Loan Affordability Calculator Malaysia

Find out how much home loan you can get in Malaysia. Calculate your DSR, max mortgage, and max property price using BNM guidelines.

ASB Dividend & Financing Calculator

Compare ASB cash savings with ASB Financing (ASB Loan) leverage return projections.

Zakat Calculator (Income & Savings)

Calculate Zakat Pendapatan (with Had Kifayah) and Zakat Simpanan using current Nisab.

Property Legal Fees & Valuation Calculator

Calculate professional SPA and Loan Agreement legal fees (SRO 2023) and LPPEH valuation fees.

Loans & Debt

PTPTN Student Loan Repayment Calculator

Calculate monthly installments under the 1% flat Ujrah rate and track interest waiver deadline.

EPF Account 3 Restructuring & Withdrawal Simulator

Simulate the 2024 EPF 3-account restructuring initial transfer and analyze the compound dividend loss on withdrawals.

EPF Retirement Savings Projection

Project how much you'll have in your EPF (KWSP) account at retirement from your salary, current balance and expected dividend.

Detailed LHDN Income Tax Optimiser

Calculate your annual Malaysia income tax with 2026 relief checklists and get tailored optimization tips.

EIS Unemployment Benefits Estimator

Estimate your monthly Job Search Allowance (JSA) under SOCSO/PERKESO Employee Insurance System (EIS).

Loans & Debt

Credit Card Debt Payoff Calculator

Calculate how long it takes to clear your credit card debt using 5% minimum payment vs a fixed payment.

Rental Yield & Property ROI Calculator

Calculate gross rental yield, net rental yield, monthly cash flows, and Cash-on-Cash ROI for properties.