Stamp Duty Calculator Malaysia

Calculate stamp duty on property transfer (MOT) and loan agreement for your home purchase.

Enter 0 for cash purchase

Total Stamp Duty

RM11,250.00

Property priceRM500,000.00
MOT stamp duty (gross)RM9,000.00
MOT stamp duty (net)RM9,000.00
Loan amountRM450,000.00
Loan agreement stamp duty (0.5%)RM2,250.00
Total stamp dutyRM11,250.00

Formula Breakdown

  1. MOT stamp duty: 1% on first RM100,000
  2. + 2% on RM100,001 – RM500,000
  3. + 3% on RM500,001 – RM1,000,000
  4. + 4% on amounts above RM1,000,000
  5. Loan agreement stamp duty = Loan amount × 0.5%
  6. Total stamp duty = MOT duty + Loan duty

Assumptions

  • MOT rates from Stamp Act 1949, First Schedule
  • Loan agreement stamp duty at 0.5% (standard rate)
  • First-time buyer MOT exemption for properties ≤ RM500,000
  • Legal fees and valuation fees are not included

This calculator provides estimates only. KiraSmart is not financial advice. Please verify with official sources or professionals before making decisions. Read full disclaimer

Rates last reviewed: 2026-05-20 · Accuracy: official

Frequently Asked Questions