NewProperty & Home
Property Package Calculator Malaysia
Calculate SPA price, effective price, rebates, cashback, fee support, upfront cash and loan scenarios.
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Search all 32 calculators or ask Cik Kira to calculate here with verified KiraSmart formulas.
Showing 32 calculators
Salary & Tax
Salary Calculator Malaysia
Estimate your monthly take-home pay after EPF, SOCSO, EIS and tax.
Open calculatorSalary & Tax
Bonus Calculator Malaysia
Estimate your bonus after EPF and tax deductions.
Open calculatorSalary & Tax
Overtime Pay Calculator Malaysia
Calculate overtime pay for normal days, rest days and public holidays under the Employment Act 1955.
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Retrenchment & Termination Benefits Calculator
Estimate your statutory retrenchment/termination compensation (10/15/20 days per year) under the 1980 Regulations.
Open calculatorCar & Transport
Car Loan Calculator Malaysia
Estimate your monthly car loan payment using flat interest rate.
Open calculatorCar & Transport
Road Tax Calculator Malaysia
Estimate annual JPJ road tax for cars, EVs and motorcycles across Malaysia.
Open calculatorCar & Transport
Monthly Car Ownership Calculator Malaysia
Estimate your total monthly car ownership cost including loan, fuel, insurance and maintenance.
Open calculatorProperty & Home
Home Loan Calculator Malaysia
Estimate your monthly home loan payment using reducing balance.
Open calculatorBills & Utilities
TNB Electricity Bill Estimator Malaysia
Estimate your TNB electricity bill based on kWh usage.
Open calculatorBusiness
SST Calculator Malaysia
Calculate Sales and Service Tax (SST) for Malaysian businesses.
Open calculatorLoans & Debt
Personal Loan Calculator Malaysia
Calculate your monthly personal loan repayment using reducing balance interest.
Open calculatorProperty & Home
Stamp Duty Calculator Malaysia
Calculate stamp duty on property purchase (MOT) and loan agreement in Malaysia.
Open calculatorProperty & Home
RPGT Calculator Malaysia
Calculate your Real Property Gains Tax (RPGT / CKHT) when selling property in Malaysia under the latest LHDN rules.
Open calculatorSavings & Investment
Fixed Deposit Calculator Malaysia
Calculate interest earnings, compound growth, and effective yields for Malaysian fixed deposits.
Open calculatorSavings & Investment
EPF Dividend & Retirement Projections
Project your KWSP EPF savings, compound dividends, and 3-account splits (Akaun Persaraan, Sejahtera, Fleksibel) up to retirement.
Open calculatorProperty & Home
Home Loan Affordability Calculator Malaysia
Find out how much home loan you can get in Malaysia. Calculate your DSR, max mortgage, and max property price using BNM guidelines.
Open calculatorProperty & Home
Home Loan Refinancing Calculator
See if refinancing your Malaysian home loan saves money — monthly saving, break-even, and net lifetime saving after switching costs.
Open calculatorSavings & Investment
Budget Calculator Malaysia
Plan a monthly budget with the 50/30/20 rule and check your savings rate against your income.
Open calculatorLoans & Debt
OPR Impact Calculator Malaysia
See how an OPR or interest-rate change affects your home loan instalment, with a rate-shock scenario table.
Open calculatorLoans & Debt
DSR Calculator Malaysia
Check your Debt Service Ratio (DSR) and pre-qualify for a loan across all monthly commitments.
Open calculatorSavings & Investment
ASB Dividend & Financing Calculator
Compare ASB cash savings with ASB Financing (ASB Loan) leverage return projections.
Open calculatorSalary & Tax
Zakat Calculator (Income & Savings)
Calculate Zakat Pendapatan (with Had Kifayah) and Zakat Simpanan using current Nisab.
Open calculatorProperty & Home
Property Legal Fees & Valuation Calculator
Calculate professional SPA and Loan Agreement legal fees (SRO 2023) and LPPEH valuation fees.
Open calculatorLoans & Debt
PTPTN Student Loan Repayment Calculator
Calculate monthly installments under the 1% flat Ujrah rate and track interest waiver deadline.
Open calculatorSavings & Investment
EPF Account 3 Restructuring & Withdrawal Simulator
Simulate the 2024 EPF 3-account restructuring initial transfer and analyze the compound dividend loss on withdrawals.
Open calculatorSavings & Investment
EPF Retirement Savings Projection
Project your EPF at retirement and compare the age-60 balance with KWSP's 2026 adequacy targets.
Open calculatorSavings & Investment
Retirement Drawdown Calculator
Will your retirement savings last? See how many years your pot lasts at your withdrawal, return and inflation.
Open calculatorSalary & Tax
Detailed LHDN Income Tax Optimiser
Calculate your annual Malaysia income tax with 2026 relief checklists and get tailored optimization tips.
Open calculatorSalary & Tax
EIS Unemployment Benefits Estimator
Estimate your monthly Job Search Allowance (JSA) under SOCSO/PERKESO Employee Insurance System (EIS).
Open calculatorLoans & Debt
Credit Card Debt Payoff Calculator
Calculate how long it takes to clear your credit card debt using 5% minimum payment vs a fixed payment.
Open calculatorProperty & Home
Rental Yield & Property ROI Calculator
Calculate gross rental yield, net rental yield, monthly cash flows, and Cash-on-Cash ROI for properties.
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