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Property Package Calculator Malaysia
Calculate SPA price, effective price, rebates, cashback, fee support, upfront cash and loan scenarios.
Open calculatorSearch all 32 calculators or ask Cik Kira to calculate here with verified KiraSmart formulas.
Showing 32 calculators
Calculate SPA price, effective price, rebates, cashback, fee support, upfront cash and loan scenarios.
Open calculatorEstimate your monthly take-home pay after EPF, SOCSO, EIS and tax.
Open calculatorEstimate your bonus after EPF and tax deductions.
Open calculatorCalculate overtime pay for normal days, rest days and public holidays under the Employment Act 1955.
Open calculatorEstimate your statutory retrenchment/termination compensation (10/15/20 days per year) under the 1980 Regulations.
Open calculatorEstimate your monthly car loan payment using flat interest rate.
Open calculatorEstimate annual JPJ road tax for cars, EVs and motorcycles across Malaysia.
Open calculatorEstimate your total monthly car ownership cost including loan, fuel, insurance and maintenance.
Open calculatorEstimate your monthly home loan payment using reducing balance.
Open calculatorEstimate your TNB electricity bill based on kWh usage.
Open calculatorCalculate Sales and Service Tax (SST) for Malaysian businesses.
Open calculatorCalculate your monthly personal loan repayment using reducing balance interest.
Open calculatorCalculate stamp duty on property purchase (MOT) and loan agreement in Malaysia.
Open calculatorCalculate your Real Property Gains Tax (RPGT / CKHT) when selling property in Malaysia under the latest LHDN rules.
Open calculatorCalculate interest earnings, compound growth, and effective yields for Malaysian fixed deposits.
Open calculatorProject your KWSP EPF savings, compound dividends, and 3-account splits (Akaun Persaraan, Sejahtera, Fleksibel) up to retirement.
Open calculatorFind out how much home loan you can get in Malaysia. Calculate your DSR, max mortgage, and max property price using BNM guidelines.
Open calculatorSee if refinancing your Malaysian home loan saves money — monthly saving, break-even, and net lifetime saving after switching costs.
Open calculatorPlan a monthly budget with the 50/30/20 rule and check your savings rate against your income.
Open calculatorSee how an OPR or interest-rate change affects your home loan instalment, with a rate-shock scenario table.
Open calculatorCheck your Debt Service Ratio (DSR) and pre-qualify for a loan across all monthly commitments.
Open calculatorCompare ASB cash savings with ASB Financing (ASB Loan) leverage return projections.
Open calculatorCalculate Zakat Pendapatan (with Had Kifayah) and Zakat Simpanan using current Nisab.
Open calculatorCalculate professional SPA and Loan Agreement legal fees (SRO 2023) and LPPEH valuation fees.
Open calculatorCalculate monthly installments under the 1% flat Ujrah rate and track interest waiver deadline.
Open calculatorSimulate the 2024 EPF 3-account restructuring initial transfer and analyze the compound dividend loss on withdrawals.
Open calculatorProject your EPF at retirement and compare the age-60 balance with KWSP's 2026 adequacy targets.
Open calculatorWill your retirement savings last? See how many years your pot lasts at your withdrawal, return and inflation.
Open calculatorCalculate your annual Malaysia income tax with 2026 relief checklists and get tailored optimization tips.
Open calculatorEstimate your monthly Job Search Allowance (JSA) under SOCSO/PERKESO Employee Insurance System (EIS).
Open calculatorCalculate how long it takes to clear your credit card debt using 5% minimum payment vs a fixed payment.
Open calculatorCalculate gross rental yield, net rental yield, monthly cash flows, and Cash-on-Cash ROI for properties.
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