Salary Calculator Malaysia

Q: What deductions are included?

EPF (employee share), SOCSO and EIS, both taken from PERKESO's published wage bands. Optional PCB uses LHDN’s computerised MTD method for a steady salary and the selected spouse/child profile; bonuses, extra reliefs and payroll adjustments can change the deduction.

Q: Is this the same as my payslip?

This models the standard contribution category for employees below 60. SOCSO and EIS use published wage-band tables. Your payslip can differ because of contribution eligibility, age, citizenship, allowances, additional deductions, EPF choices or your year-to-date PCB profile.

Q: Can I change my EPF contribution rate?

Yes. The default is 11%, but you can adjust it in the calculator. Some employees may opt for different rates depending on eligibility.

Estimate your monthly take-home pay after EPF, SOCSO, EIS and optional income tax.

Monthly salary (RM) *

Employee EPF rate (%) *

Default is 11%

Include LINDUNG 24 JAM contribution (0.75%)

Optional for local workers since 9 July 2026; mandatory for foreign workers.

Include monthly tax deduction (PCB) — official LHDN formula

Estimated Take-Home Pay

RM4,415.35

Monthly salaryRM5,000.00

EPF employeeRM550.00

SOCSO employeeRM24.75

EIS employeeRM9.90

Total deductionsRM584.65

Estimated take-home payRM4,415.35

Formula Breakdown

EPF employee = scheduled amount at the standard rate up to the table limit; percentage above it; a custom rate uses salary x selected rate
SOCSO employee = the published amount for your wage band in the Act 4 Third Schedule (Invalidity Scheme only), stopping at RM6,000
EIS employee = the published amount for your wage band in the Act 800 schedule, stopping at RM6,000
Take-home pay = Monthly salary - EPF - SOCSO - EIS - PCB

Assumptions

EPF employee rate default is 11%
Employer EPF rate is 13% if salary <= RM5,000, else 12%
SOCSO and EIS use the published PERKESO wage-band schedules
LINDUNG 24 JAM is excluded; local workers may opt in, while foreign workers must include it
Income tax not included in this estimate

This calculator provides estimates only. KiraSmart is not financial advice. Please verify with official sources or professionals before making decisions. Read full disclaimer

Information last reviewed: 2026-09-05 · Result type: user-input estimate

Frequently Asked Questions

What deductions are included?

EPF (employee share), SOCSO and EIS, both taken from PERKESO's published wage bands. Optional PCB uses LHDN’s computerised MTD method for a steady salary and the selected spouse/child profile; bonuses, extra reliefs and payroll adjustments can change the deduction.

Is this the same as my payslip?

This models the standard contribution category for employees below 60. SOCSO and EIS use published wage-band tables. Your payslip can differ because of contribution eligibility, age, citizenship, allowances, additional deductions, EPF choices or your year-to-date PCB profile.

Can I change my EPF contribution rate?

Yes. The default is 11%, but you can adjust it in the calculator. Some employees may opt for different rates depending on eligibility.

Related Calculators

Bonus Calculator Malaysia →SST Calculator Malaysia →

Report an issue or outdated rate

How much is my take-home pay before PCB?

Take-home pay = gross salary − employee EPF − employee SOCSO − employee EIS − PCB (if selected). These examples use the standard 11% EPF rate for Malaysian citizens below 60 who qualify for the standard contribution category. PCB and LINDUNG 24 JAM are excluded, with no extra allowances or deductions.

Monthly examples in RM — before PCB
Gross salary	Employee EPF	Employee SOCSO	Employee EIS	Take-home before PCB
3,000.00	330.00	14.75	5.90	2,649.35
5,000.00	550.00	24.75	9.90	4,415.35
8,000.00	880.00	29.75	11.90	7,078.35

SOCSO and EIS use the published wage-band amounts, rather than multiplying salary by a percentage. Enable PCB in the calculator for an after-tax estimate using your profile. Other age, citizenship or eligibility categories require checking the applicable schedule.

Sources and methodology

Examples updated: 2026-09-18

Understanding Statutory Salary Deductions in Malaysia

When you receive a monthly salary in Malaysia, your gross pay is subject to several official deductions before it lands in your bank account. These statutory contributions are managed by federal bodies to secure retirement savings, medical coverage, and employment safety nets.

1. EPF (KWSP)

The Employees Provident Fund is a compulsory retirement savings scheme. For Malaysian employees below age 60, the standard employee rate is 11% of monthly wages, while employers add 13% (for salaries ≤ RM5,000) or 12% (for salaries above RM5,000). Check the current EPF schedule if your age or employment category differs.

2. SOCSO (PERKESO)

The Social Security Organisation provides social insurance. Under Type 1 (Employment Injury & Invalidity), employee and employer contributions come from the Act 4 wage-band schedule, with a monthly wage ceiling of RM6,000. The calculator uses the employee invalidity share; the LINDUNG 24 JAM share is added only when selected.

3. EIS (SIP)

The Employment Insurance System supports retrenched workers. Employers and employees pay matching amounts from the Act 800 wage-band schedule. Use the scheduled amount, not a direct percentage of salary. Contributions stop rising at the monthly wage ceiling of RM6,000.

Malaysia Progressive Personal Income Tax Brackets (2026)

In Malaysia, personal income tax is calculated on a progressive scale. Tax is assessed on your annual taxable income (chargeable income) after eligible tax reliefs, including qualifying contributions within their relief caps. The table below shows resident rates before rebates.

Chargeable Income Band (RM)	Tax Rate (%)	Tax within this band (RM)
0 – 5,000	0%	0
5,001 – 20,000	1%	150
20,001 – 35,000	3%	450
35,001 – 50,000	6%	900
50,001 – 70,000	11%	2,200
70,001 – 100,000	19%	5,700
100,001 – 400,000	25%	75,000
400,001 – 600,000	26%	52,000
600,001 – 2,000,000	28%	392,000
Above 2,000,000	30%	Depends on income